I have always given legal advice on a need to know basis. But my insurer has encouraged me to be more expansive so that my advice must now anticipate unexpected but possible issues such as nuclear attack.
Areas of law which used to be peaceful, such as wills and conveyancing have been declared war zones by my insurer. In the past, my test for the mental capacity for older clients making wills was that their memory was better than mine. My insurer tells me that I was setting the bar too low.
How can I go on?